National Debt Advice

About Us

Who are we and what do we do?

National Debt Advice are an established UK company advising on the full range of debt resolution options.

We were founded in 2005, and has since helped 10,000s of people in their quest to find the most appropriate solution to unaffordable debts.

TAKE THE TEST

APPLY NOW!

About National Debt Advice

Our Offices are in Altrincham, Cheshire, about 12 miles south of Manchester city centre, where we currently employ around 40 people.

Many of our staff have years of experience of the advising people with a diverse range of debt problems. Our advice is impartial and free of charge. We are licensed to give such advice by the Office of Fair Trading - Consumer Credit License No. 0626326. We are also licenced under the Data Protection Act.

Debt management is an informal arrangement
between you and your creditors, negotiated by
us on your behalf. We take details of your debts,
income and outgoings, and provide proof to your
creditors that you can't afford current repayment
levels.

You make one affordable payment to us, which
we distribute to your creditors. Typically, the new
payment is half your existing payments, but will
depend upon individual circumstances.

An IVA should be considered if you have
substantial debts over 15k.

If an IVA is approved then it could leave you Debt
free in 60 months and write of up to 70% of your
Debts. An IVA is a government run programme to
help people with serious debt problems out of
debt. An IVA doesn’t have the same stigma as
filling for Bankruptcy does and is often a suitable
alternative to Bankruptcy.

If you are considering Bankruptcy then it is highly
advisable that you first seek professional financial
advice before entering Bankruptcy. Before rushing
into Bankruptcy you should consider you alternative
options.

There are times when going Bankrupt is possibly
your only option but you should always seek other
solutions and get the correct advice.