National Debt Advice

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Once we have an understanding of your current financial situation, we can start to help you work towards a solution to your debt problems.

The first step in this process is to complete the form below, under no obligation. We will then assess your circumstances and get back to as soon as we can thereafter.
(We do not pass your details on to any third party and treat all information provided in the strictest confidence)

Name:
Email:
Telephone:
Mobile Phone:
Address & Postcode:
Approx Debt Level:
Your Comments:

Debt management is an informal arrangement
between you and your creditors, negotiated by
us on your behalf. We take details of your debts,
income and outgoings, and provide proof to your
creditors that you can't afford current repayment
levels.

You make one affordable payment to us, which
we distribute to your creditors. Typically, the new
payment is half your existing payments, but will
depend upon individual circumstances.

An IVA should be considered if you have
substantial debts over 15k.

If an IVA is approved then it could leave you Debt
free in 60 months and write of up to 70% of your
Debts. An IVA is a government run programme to
help people with serious debt problems out of
debt. An IVA doesn’t have the same stigma as
filling for Bankruptcy does and is often a suitable
alternative to Bankruptcy.

If you are considering Bankruptcy then it is highly
advisable that you first seek professional financial
advice before entering Bankruptcy. Before rushing
into Bankruptcy you should consider you alternative
options.

There are times when going Bankrupt is possibly
your only option but you should always seek other
solutions and get the correct advice.